John Nebeker and Sam Winward are agents of and collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of CA (Winward CA Insurance Lic. #0K07885; Nebeker CA Insurance Lic. #0E83769), AZ, ID, MD, MN, NV, OR, TX, UT, WY. No insurance business may be conducted outside of these states referenced. 

John Nebeker and Sam Winward are Registered Representatives of and collectively offer securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency in the states of AZ, CA, ID, MD, MN, NV, UT, WA. No offers may be made or accepted from any resident outside the specific states referenced. NYLIFE Securities is a New York Life Company.

Sam Winward is also separately registered as an investment adviser representative with Eagle Strategies LLC, a Registered Investment Adviser, and is licensed to offer advisory services in the states of UT, CA, ID, NV. As such, these services are strictly intended for individuals residing in the specific state referenced. Eagle Strategies is a New York Life Company.

John Nebeker and Sam Winward are Member Agents of The Nautilus Group®. The Nautilus Group® is a service of New York Life Insurance Company. Neither The Nautilus Group®, its member agents, nor its staff provide tax, legal, or accounting advice. Clients are urged to seek the advice of their own professional advisors before implementing any planning strategies.

Neither TFB Strategies LLC and its associates nor New York Life or its subsidiaries and affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal or accounting professionals regarding your particular situation.

TFB Strategies LLC is not owned or operated by New York Life Insurance Company or any of its affiliates.